Homeowners Coverage That Replaces Vinyl Siding

While insurance companies won t often replace poorly taken care of siding that s not a part of the damage it s often a different case if the siding has been discontinued.

Homeowners coverage that replaces vinyl siding.

Your vinyl siding blew off. Your homeowners insurance policy should cover the cost to repair siding that has been damaged by the weather. Aluminum siding is known as the cheaper alternative to vinyl siding. Insurance companies will cover the cost of replacing the damaged sections and then reimburse homeowners up to a certain amount say about 20 000 of the costs to replace the undamaged siding so that the entire house will match.

Replacing siding can make your home a lot more attractive giving it a look that adds character and curb appeal. As noted above your homeowners policy will begin by covering the cost of replacing the damaged sections. And then if you have undamaged siding coverage it ll reimburse you for up to 20 000 of the costs for replacing the remaining undamaged siding so everything matches as closely as possible. If you have metal or vinyl siding and have good maintenance on your home you may be able to get the entire siding replaced.

If only one side of your house has damaged siding your homeowners insurance policy may pay for the cost to replace the siding on the entire house. Does homeowners insurance cover wind damage to siding. Vinyl siding is less likely than wood to trap moisture due to the tiny weep holes in the butts of the panels and the fact that it s loosely hung to allow air to circulate behind it. Aluminum is cheaper because it s less durable than the other types so it may not last as long.

Diy or hire a local siding contractors. Do you try just replace the panel try to match the colors to the rest of the house. Keep in mind that insurance companies won t be replacing your old siding for normal wear and tear.